 | The risk of a serious car accident is 1 in 240. | |
| The risk of needing long-term care after age 65 is 3 in 5. | |
| The average Duration of Long Term Care is about 2.6 years. | |
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Aren't I already covered?
Most people think the costs of long-term care are covered by Medicare, Medicare Supplement, or other health insurance. But nothing could be further from the truth. Medicare and these policies were designed to cover acute medical care and do virtually nothing to pay for long-term care. Medicaid will not cover long-term care unless you have depleted your assets to federal and/or state poverty levels. What's more, tough new rules make it more difficult to preserve your assets for your heirs and still qualify for government assistance.
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Major Medical Coverage
Who is eligible for coverage?
Coverage is available to member, spouse, and children. Coverage is also available for employees. Call 1-866-860-1989 with your questions.
